WHAT IS BUILDINGS INSURANCE?

For many of us, our home is our safe place. Whilst bricks and mortar may seem as secure as it gets, the structure of our homes can still be damaged by things we can’t predict.

Buildings Insurance can cover the cost of potentially expensive repairs to your home following natural disasters, home emergencies like burst pipes and damages caused during break-ins.

As well as the outside structures of your home permanent fixtures inside, like bathrooms and kitchens, can also be covered to give you one less thing to worry about.

WHY DO I NEED BUILDINGS INSURANCE?

If you have a mortgage on your home, then many lenders will insist you have some kind of Buildings Insurance in place as adequate cover for the property during your mortgage term.

Buildings Insurance can also give you peace of mind that you are protected if the worst happens:

ALREADY HAVE BUILDINGS INSURANCE BUT NEVER SWITCHED PROVIDER?

Research by the FCA recently found Buildings Insurance customers who have been with their provider for more than 5 years were paying £108 more than new customers.

WHAT FEATURES CAN BUILDINGS INSURANCE POLICIES OFFER?

Buildings Insurance varies from provider to provider and often comes in different tiers, so the appropriate level for you will depend on what level of cover you’re looking for.

Most policies will offer a set amount of cover for basic repairs to your home, usually hundreds of thousands of pounds, and could also include things like alternative accommodation if your home is left uninhabitable and replacements for lost, stolen or damaged keys.

Additional add-ons could include accidental damage, covering you for things like DIY mishaps, and home emergency cover, which can pay for call-out fees and repairs after things like burst pipes and boiler breakdowns.

WE’RE WAITING TO HEAR FROM YOU

Whether you’re looking to protect your home, your health, your pet or your future plans Your Insurance People can help.

You’ll get your own dedicated and qualified advisor who will find a policy that fits both your needs and your budget, clearly explain the next steps and answer any questions you may have.